Debt Management is an option available for people with high outgoings who are struggling to manage their repayments and can''t get a loan to consolidate these. By utilising a debt management scheme you are able to cut your monthly outgoings by up to half and only make realistic repayments. Your payment will be calculated based on your left over income after all of your essential living expenses have been taken out ensuring that you only pay back what you can afford. Your debt management service provider will ensure your payment is distributed to all of your existing creditors (the companies that you are in debt to) and make sure these payments are managed effectively and kept up to date. How will you benefit? Only One Payment. You only make one single payment to us which we then distribute to your creditors taking the hassle out of debt repayments. Reduced monthly payments. By consolidating all of your debts via a debt management company you are able to reduce your payments to a suitable amount that is both affordable and convenient for you. This payment will be calculated after all of your essential bills have been paid such as rent and food meaning you only repay what you can afford. No hassle from Creditors. We deal with any letters or phone calls you receive from creditors meaning you no longer have to deal with them.

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