Car Insurance policies keep you financially secure in a number of situations. It does not just have to be an accident. How often have we heard of cars being damaged by fire or their being stolen from parking lots? In case your beloved, yet uninsured, car is stolen, who will you run to for help? It is not possible to do without a vehicle of one''s own these days, and the loss of one can set you back by quite a princely sum. After all, even the cheapest cars cost a good deal of money.