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Reference Number. 93914
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Lorrells Georgiou Nicholas LLP

The Consumer Credit Act 1974 provides that certain credit card or credit loan agreements taken out before 6 April 2007 (i.e. for those less than ?25,000) must contain certain terms and conditions (prescribed terms). Without these prescribed terms the agreement cannot be enforced by the lender (?unenforceable?) unless the lender applies to the court for an enforcement order. However, there are certain circumstances in which the court does not have power or jurisdiction to enforce repayment and the agreement in question remains unenforceable. Lorrells Georgiou Nicholas can find out If your agreement is unenforceable, the lender is unable to recover any money from you in legal proceedings. We are trying to help consumers discover whether or not their credit or loan agreements are unenforceable. Lorrells Georgiou Nicholas intention is to familiarise you with the circumstances in which consumer credit agreements may be unenforceable and to offer you our legal services on a no-win no-fee basis whether as a claimant or defendant in legal proceedings against your lender.

25 Ely Place
London
Middlesex
EC1N 6TD
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