Patrick Gillard - Protection PlusPrivate Medical insurance *A way of avoiding potential delays often encountered when using the NHS, with the flexibility of choosing your consultant, the hospital where you have your treatment and, when you have your treatment. Income Protection *The peace of mind knowing that you can still pay your bills if you?re unable to work as a result of an accident or sickness. We can tailor a policy to suit your needs, with payments commencing from the first day you?re off work until you return to your job, or if you are unable to work again, payments can be made through to your 65th birthday. Critical Illness Cover *Most of us will know or have heard of someone?s battle to survive a critical illness and anyone who?s seen a family trying to deal with these things will know that the financial impact can be devastating. Critical illness can provide a lump sum for many serious illnesses such as certain cancers, stroke, heart attack etc. and can be used to pay off a mortgage or other debts, or to pay for improvements in your home to cope with your quality of life and for extra care that you may need after a serious illness. Life Cover *A lump sum payment in the event of death, this can help clear any debts, replace your income and leave your family in a financially secure position in the event of death. Mortgage Protection *A lump sum payment in the event of a serious illness that will clear your mortgage, you can also include Life Cover to clear your mortgage in the event of death. This gives you the peace of mind that your family will not have to pay your mortgage in the event of a serious illness or your death.
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